Business loans

A competitive loan for the purchase of machinery and technology, with the added availability of subsidy support

I am interested

Tailored repayment options

How much and how long you pay are tailored to your individual needs

Subsidy support

Loan financing can be combined with Czech, Slovak and EU subsidy schemes, made possible through partnerships with the PGRLF, EIB, and CEB, as well as through cooperation agreements signed with the Slovak Ministry of Economy and the Agricultural Paying Agency.

Immediate ownership

You become the owner of the asset immediately after purchase

Other loan benefits

Unlimited repayment period
Because the law places no restrictions on the repayment term, a flexible repayment schedule can be set
Financial flexibility
You don’t need to use your own financial resources to acquire new machinery or vehicles

Tax depreciation
You claim tax depreciation, and the asset is included on your balance sheet
Repayments are VAT-free
Loan repayments are not subject to any VAT rate

A business loan is a financial product that allows you to acquire assets, both tangible and intangible (e.g. software). This product is suitable if you plan to draw on Czech, Slovak or European subsidies. By working with us, you can finance the full value of the asset while also securing subsidies to help cover part of your investment costs.

We provide loans in response to your financial situation and business needs. You choose the asset you want to finance, and then pay for it in agreed monthly instalments. Unlike under a lease, the asset becomes your property right at the start of the loan agreement. We typically secure collateral by entering into a pledge agreement or a title transfer agreement.