Competitive financing for machinery and equipment investments backed by NRB’s loan and guarantee schemes for SMEs
3 loan schemes
The Expansion, Energy Savings, and ENERG loan schemes, offering deferred repayments and attractive interest rates
Guarantee schemes
Guarantees of up to CZK 60 million, free of interest and fees
Loan schemes
You may be eligible for multiple benefits under the Expansion, Energy Savings, and ENERG loan schemes.
Loan scheme benefits
Soft loans with repayments deferrable for up to 2 years and charged at an interest rate of 1.99% p.a.
Subsidy of up to CZK 4 million to cover interest on loans granted by SGEF
Subsidy for successfully implementing energy-saving measures
Energy audit subsidy
Guarantee schemes
Guarantee schemes simplify SMEs’ access to investment and operational loans, support innovation financing, and reduce financial constraints.
They help businesses of all sizes to finance energy-saving projects. Financial support may be channelled into areas such as the introduction of renewable energy sources, the swapping-out of old machinery and equipment for more efficient models, the replacement of boilers, etc.
What the National Development Bank offers
Interest-free, fee-free support
Loans ranging from CZK 500,000 to CZK 60 million
Financing covers up to 70% of eligible project costs (90% for projects up to CZK 3 million)
Repayment terms of up to 10 years with principal repayments deferrable for up to 4 years
Subsidy of up to CZK 250,000 for energy auditing
Subsidy of up to CZK 4 million on interest payments on commercial loans (up to 15% of the loan amount)
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