• PSD2 services

PSD2 services

Use API from Komerční banka and make your app even smarter!
Access to secured client data foreseen by law
Access to secured client data
foreseen by law
Solely for entities licensed by the CNB and with a certificate
Solely for entities licensed
by the CNB and with a certificate
Data structured as required by the Czech Banking Association (COBS)
Data structured as required
by the Czech Banking Association (COBS)

Recommended PSD2 API Onboarding Journey

Sandbox

Steps 1 through 3 are not mandatory; however, we advise you to take these steps anyway. Moreover, even a third party that is not licensed under the PSD2 can try them out.

Register

Register

Register within our PSD2 API portal in the PSD2 Sandbox.
Get a certificate

Get a certificate

Apply for a PSD2 test certificate at API@kb.cz.
Test your solution

Test your solution

Use the PSD2 Sandbox to TEST YOUR SOLUTION.

Production

Steps 1 through 4 are only available to third parties (TPPs) that are licensed under the PSD2.

Verify your PSD2 registration

Verify your PSD2 registration

Make sure that you have your PSD2 registration in the EBA register as well as a PSD2 notification for the Czech Republic in the JERRS register of the Czech National Bank.
PSD2 certificate

PSD2 certificate

Download the public part of a PSD2 QSEAL certificate (qualified certificate for electronic seals) or QWAC certificate (qualified website authentication certificate) issued to you in accordance with ETSI standards by a certification authority (QTSP) included in the EU/EEA list. You should check in advance the list of QTSPs from which Komerční banka already accepts PSD2 QWAC/QSEAL certificates.
Submit your certificate

Submit your certificate

Next, you need to submit your certificate to us using our email API@kb.cz. Your email should be sent from an email address of your TPP licensed under the PSD2. Do not include the public part of your PSD2 certificate in the email attachment in the DER format without compressing it (ZIP); only certificates in PEM or TXT formats can be attached freely.
Confirmation of your registration

Confirmation of your registration

You will receive a confirmation of registration of your certificate from Komerční banka – this confirmation will be sent from API@kb.cz (your certificate will thus be included among the so-called trusted certificates in our PSD2 ecosystem). You can subsequently start using the relevant PSD2 services within our API production with your registered PSD2 certificate (please follow the manual for the registration and authorization process).

PSD2 services

Contact us

Contact us

Maybe you need some advice or did not find what you were looking for? Do not hesitate to contact us!
KB Open Banking Team

api@kb.cz​