Payment Initiation Service (PIS)

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With this service, the users of your applications can initiate payments from their KB accounts

In order to use this service, it is necessary to obtain the relevant PSD2 license from the Czech National Bank or another official authority in the EU and receive a qualified certificate. Komerční banka relies on a uniform structure and format of information, as defined in the Czech Open Banking Standard (“COBS”) by the Czech Banking Association.

Available features

There are several basic ways you can use the data

  • Make payments directly from your application
  • Execute payments in real time
  • Revolution in online shopping payments

Available data

For current detailed overview of all functional APIs, see the Overview of Services

Payment
The same limits apply to domestic payments in CZK as in direct channels.

Payment authorization
Payment authorization will be carried out through the standard authorization procedure defined for a client’s account.

SEPA and foreign payments
We also enable foreign and SEPA payments to be initiated from your applications.

Document to download

Contact us

Contact us

Maybe you need some advice or did not find what you were looking for? Do not hesitate to contact us!
KB Open Banking Team

api@kb.cz​

Overview of all API services

See what other API services you can use

See the overview