the Municipality package contains financial products and services for effective management of finances
apart from standard banking services, it also includes access to several optional services not only for municipalities, but also for representatives of local government
the basic package offer includes:
a current account in CZK
establishment and management free of charge
free sending of monthly statements by e-mail or by post
choice of one product from the direct banking offer free of charge for one year
ProfiBanka PC banking
MojeBanka Internet banking
Expresní linka KB telephone banking
the variable offer includes the following products and services:
Evidentiary cash pooling
allows for more effective appreciation of free funds in various current accounts in terms of one legal entity
A term deposit in CZK or in EUR or USD
one-off deposit on a fixed date
with one-off maturity or with automatic renewal
Automatic overnight deposits in CZK (ATVIS)
overnight time deposits
created automatically from excess balance in the current account after clearing of all payment operations in the day
A current account with authorised overdraft
IKS mutual funds
effective appreciation of free funds
Provision of loans
loan transactions subject to favourable conditions
Premium account, Extra account or Perfect account
for employees and management
Employee benefits programme
cheaper current accounts, pension insurance and life insurance
Leasing products
financing for cars, transport or construction machinery, technological equipment and real estate
Insurance from Komerční pojišťovna, a.s.
Advantages of the Municipality package:
individual settings according to specific requirements
higher appreciation of available funds thanks to higher announced interest rates with low account balances
savings on financial costs thanks to the benefits and discounts included in the package
non-stop access to the bank via direct banking
bridging of a temporary lack of funds by drawing on an authorised overdraft
lower interest rate for the authorised overdraft that for commercial entities
The Municipality package allows you to:
communicate with the bank via direct banking
the basic offer includes one direct banking product
according to the client's choice
free of charge for one year
choose from the variable offer
the Municipality package includes a wide range of financial products and services
part of the variable offer
support for effective and modern financial management
gain cheaper products for representatives of local government
in terms of the Municipality package, financial packages for individuals are provided subject to advantageous conditions for regional presidents, mayors and representatives