Investment of Free Funds

Complete overview of products and services included in the section Investment of Free Funds

This list contains an overview of the products and services included in the Investment of Free Funds section of Komerční banka. The product and service overview is arranged in alphabetical order.

• Custody

  Komerční banka will arrange for you the settlement of securities transactions and ensure their safekeeping, including corporate events related to the holding of securities (e.g. payment of dividends or vouchers, payments of the principal). Based on your request, KB will also arrange the opening of segregated custody accounts with Central Securities Depository Prague or foreign depositories.

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• Financial Promissory Notes

  A Komerční banka investment banking product. If you want to borrow funds for a short time, the bank will find a counterparty willing to lend you the money. Komerční banka acts as the service provider, which looks for a counterparty for the transaction.

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• Individual Asset Management

  Make use of the services of Investiční kapitálová společnost KB and have this company set up an individual investment strategy for you. Your portfolio manager will create a portfolio made up of selected financial and capital market instruments, which he or she will manage actively with the aim of appreciating your funds to the maximum extent.

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• KB Absolute Return

  If you are a conservative investor and are interested in short-term investments of 12 to 18 months, we can offer you KB Absolute Returns. The objective of the absolute returns strategy is to generate annual returns at the level of the CNB (Czech National Bank) base rate + 1.5%, regardless of the development of share prices.

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• Perfect savings

  Thanks to Perfect savings, you can enjoy above-standard appreciation of your available funds with minimum risk. This is a term deposit with a one-off maturity of 2, 3, 4 or 5 years, with a minimum deposit of CZK 5 000.

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• Structured Dual Deposit

  A Structured Dual deposit is a deposit product that gives you a higher level of appreciation of your available funds on correct estimation of market development. The transaction includes a limit condition, which determines the method and currency of payment of the deposit. The deposit bill of exchange remains in safekeeping at Komerční banka and is settled automatically.

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• Structured Reverse Dual Deposit

  A Structured Reverse Dual Deposit is a deposit product that gives you a higher level of appreciation of your available funds on correct estimation of market development. The transaction includes a purchase option agreed in favour of the bank, on the basis of which the bank is entitled to ask the client to implement the transaction. The deposit bill of exchange remains in safekeeping at Komerční banka and is settled automatically.

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• Term account in a foreign currency

  Take advantage of safe and attractive appreciation of your funds on KB term deposit accounts. You may deposit any amount starting from EUR 1,000 or USD 1,000 for a period of 1 week to 5 years. The interest rate is guaranteed throughout the term of the deposit. No fee is charge for opening, maintaining or cancelling the account.

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• Term account in CZK

  Safe and attractive appreciation of your money on Term account in CZK. You may deposit any amount starting from CZK 5,000 for a period of 1 week to 12 months. The interest rate is guaranteed throughout the term of the deposit. In case you own any of the specified current account packages, you will receive additional interest rate bonus of 0.2% per annum. 

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• Term Deposit with Individual Rate

  The Term deposit with individual interest rate gives you the possibility to save available funds under very favourable interest terms and conditions, derived directly from the current prices on the interbank market.

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• Trading Deposit Bill of Exchange

  A Trading Deposit Bill of Exchange allows you to deposit your available funds under very favourable interest conditions derived directly from the current prices on the interbank market. A Trading Deposit Bill of Exchange is a non-transferable bill of exchange with a maturity of 1 day to 12 months, which is issued in CZK and in certain foreign currencies.

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• Trading with Debentures

  If you trade with bonds on the Prague Stock Exchange (PSE) or on the international markets, make use of the services provided by Komerční banka. We charge no fees for submitting instruction to buy and sell bonds or for maintaining your portfolio account.

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• Trading with Debentures on the Prague Stock Exchange

  Komerční banka arranges bond trading on the Prague Stock Exchange (PSE), including settlement of the transaction and administration under advantageous terms and conditions. Invest with Komerční bank – a  stable partner with an experience team.

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• Trading with Securities

  We offer you the possibility to trade securities on the Prague Stock Exchange (PSE) or on international markets. We charge no fees for submitting instructions for buying or selling shares or for maintaining your portfolio account. Invest with a stable partner – Komerční banka.

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• Trading with Securities on the Prague Stock Market

  Invest your available finances in securities trading on the Prague Stock Exchange (PSE) under advantageous terms and conditions. Invest with Komerční banka – a stable partner with an experienced team.

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• Wedding Cake Structured Deposit

  A Wedding Cake Structured Deposit is a deposit product that gives you a higher level of appreciation of your available funds on correct estimation of market development. The client can decide whether to make the deposit in the form of a term deposit or deposit bill of exchange.

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