Accounts and Payments
Recommended Products and Services
Municipality Package
The Municipality package contains financial products and services for reliable and effective management of the finances of clients from the municipal sphere.
Current Account for the Housing Development Fund (HDF)
The HDF current account is intended for corporate entities – municipalities, for which funds are transferred to this account from the State Housing Development Fund. The specific purpose loan account is intended for natural persons or corporate entities, which have signed a contract with a municipality on provision of a loan from the Housing Development Fund.
MojeBanka
Simple communication with the bank via the Internet. MojeBanka – a modern Internet banking service from Komerční banka. MojeBanka allows you to gain information about your accounts and to perform banking operations from the comfort of your own home or office at any time of the day or night regardless of branch opening hours. MojeBanka utilises an advanced security solution based on electronic signature standards.
Profibanka
Profibanka PC banking is a KB direct banking product. It provides a comprehensive solution for the requirements of companies in the field of payment transactions. Operation is very simple and intuitive. The service uses an advanced security solution based on electronic signature standards.
Payment Terminal
A Payment terminal allows individual citizens in your municipality to pay for services, fees or fines using a payment card issued by any bank in the Czech Republic and abroad.
Complete overview of products and services included in the section Accounts and Payments
This list contains an overview of the products and services included in the Accounts and Payments section of Komerční banka. The product and service overview is arranged in alphabetical order.
Agreement on Administration of a Purchase Price
The essence of the Agreement is deposit of a purchase price by the buyer at the level resulting from the purchase contract, obligation on the part of the bank to accept the purchase price into its administration and to pay out the purchase price (administered amount) to the seller subject to the agreed conditions, or to return this to the buyer.
American Express Traveller's Cheques
American Express Traveller's cheques represent a safe and simple way to protect your money when travelling. American Express Traveller's cheques offer convenience and can frequently be used directly as a means of payment in many hotels, shops and restaurants.
Bank Cheque Issued by KB
A secure method of settling commercial payments or private liabilities. KB guarantees cashing of the cheque, so the recipient also gains certainty that he or she will receive his or her money. KB issues bank cheques in several currencies. Bank cheques can be issued by transfer from a current account up to an unlimited level, or in exchange for payment in cash up to the level of CZK 500,000 or the equivalent in foreign currency.
Business Prestige Card
Business Prestige Card is a payment card for your company. Automatic travel insurance for foreign travel. You retain management control over use of the card thanks to the possibility of setting various limits for drawing funds.
Business Silver Card
Business payment cards with high weekly limits. An international payment card for demanding clients. Exclusive additional services, especially Travel insurance for embossed cards.
Current Account for the Housing Development Fund (HDF)
The HDF current account is intended for corporate entities – municipalities, for which funds are transferred to this account from the State Housing Development Fund. The specific purpose loan account is intended for natural persons or corporate entities, which have signed a contract with a municipality on provision of a loan from the Housing Development Fund.
Current Account in a Foreign Currency
A basic banking product with the option of using most other products and services offered by KB. A current account for depositing funds and for implementation of cash and cashless payment transactions. It allows you to gain related products and services offered by KB. The Current account in a foreign currency is offered in the following currencies: AUD, BGN, CAD, DKK, EUR, GBP, HUF, CHF, JPY, NOK, PLN, RON, RUB, SEK, TRY and USD.
Current Account in CZK
A basic banking product with the option of using most other products and services offered by KB. A current account for depositing funds and for implementation of cash and cashless payment transactions especially in CZK. It allows you to gain related products and services offered by KBincluding an authorised overdraft up to the level of CZK 3 million.
Diners Club Corporate Card
Diners Club Corporate Card is a type of charge card. It can be used as a payment or credit card. The loan on the card must always be repaid in full by the end of the interest-free period.
Direct Channel
Direct channel allows you to simply and quickly send payment orders and download bank statements directly in the environment of your accounting system. A simple and effective supplement to the MojeBanka service. An up-to-date list of accounting systems which Direct channel is fully integrated into can be found here.
Domestic Cashless Payment Transactions
Domestic cashless transfers can be submitted in CZK in favour of accounts in Komerční banka and to other domestic bank and in foreign currency, only to accounts in Komerční banka. Orders can be submitted at any branch of the bank. A Self-service box is available for clients. Orders can also be submitted with the aid of direct banking products.
Domestic Cash Payment Transactions
Domestic cash transactions allow you to deposit and withdraw cash in CZK and selected foreign currencies at KB branches. Cash can be deposited at cash counters and withdrawals are made using a withdrawal slip or cheque at KB branches, which provide cash services.
E-card
Do you want to be able to make absolutely secure purchases on the Internet? e-Card is a virtual card, which ensures fast and secure implementation of your on-line transactions.
Foreign Payment Transactions
Foreign payment – the most widespread and simplest payment instrument in foreign cashless payment transactions. Cashless transfer of funds.
Cheques for Collection
Komerční banka mediates collection of cheques payable in any domestic or foreign bank. The service is available to KB clients and other holders of cheques. The bank is only the intermediary for collection of the cheque and does not guarantee its result.
Immediate Payout of Bank Cheques of other Domestic Banks Drawn up in CZK
Komerční banka, a.s.,cashes bank cheques of other domestic banks with which it has concluded an agreement on mutual payment of bank cheques issued in CZK. Cheques are cashed immediately after verification of the signature on the cheque.
Immediate Payout of Checks from Other Banks to the Debit of Loro Accounts Held with KB
Komerční banka ensures immediate cashing of cheques issued by other banks, issued to the debit of loro accounts held by KB subject to meeting of the stipulated conditions.
Immediate Payout of Cheques Drawn Up in a Foreign Currency
Komerční banka, a.s., cashes certain foreign cheques for its clients and cheque holders who are not its clients immediately on presentation. The quality of the cheque and KB conditions for cashing of foreign cheques are decisive for cashing of the cheque.
KB Bank Cheques
KB issues Bank cheques from all types of current accounts held with KB and also in exchange for cash.
KB Private Cheques
KB issues clients with blank private cheques for all types of current accounts.
MojeBanka
Simple communication with the bank via the Internet. MojeBanka – a modern Internet banking service from Komerční banka. MojeBanka allows you to gain information about your accounts and to perform banking operations from the comfort of your own home or office at any time of the day or night regardless of branch opening hours. MojeBanka utilises an advanced security solution based on electronic signature standards.
MojeKarta
MojeKarta – a card with your own design. Thanks to the MojeKarta service, you can design your own card just the way you like. You could for example have a picture of a favourite place, pet, your family or friends on the card.
Multicash
KB MULTICASH is an international multi-banking system, which allows you to operate accounts held in various banks in the Czech Republic and abroad. Via this single application, you can communicate with the bank 24 hours a day, send the bank large volumes of payments, both domestic (including express payments) and also foreign payments (express and urgent payments), conveniently and in an automated manner, as well as gaining statements from the bank and debit and credit advice about payments just now being cleared on-line.
Municipality Package
The Municipality package contains financial products and services for reliable and effective management of the finances of clients from the municipal sphere.
Payment Terminal
A Payment terminal allows individual citizens in your municipality to pay for services, fees or fines using a payment card issued by any bank in the Czech Republic and abroad.
Profibanka
Profibanka PC banking is a KB direct banking product. It provides a comprehensive solution for the requirements of companies in the field of payment transactions. Operation is very simple and intuitive. The service uses an advanced security solution based on electronic signature standards.
SEPA EuroPayment
Do you make payments in EUR? Then the SEPA EuroPayment is the perfect product for you – a KB product which can be used to make payments within the SEPA area (= EU 27 + Iceland, Lichtenstein, Norway, Monaco and Switzerland).
VISA / MasterCard Business Gold Card
A Gold card for discerning clients. The most globally recognised payment card from VISA and MasterCard. The path to unrivalled payment services including attractive additional products and travel insurance for gold and silver cards.
Direct Banking
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