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Building Savings

Advantageous building savings with KB.

Building savings is intended for:

  • clients who are considering purchase, reconstruction or furnishing of a flat or house
  • clients who are looking for an advantageous way to save money

Characteristics of Building savings:

  • a product with state support
  • predominantly for support of housing
  • allows you to save funds and at the same time borrow the missing part of the required funds subject to advantageous conditions

Advantages of Building savings:

  • high income – Modrá pyramida provides an interest rate for savings of 2% p.a.
  • entitlement to state support for the whole period of savings
  • state support of up to CZK 2,000 per year
  • securely saved money – deposits into construction savings are insured by law for up to 100,000 EUR

Building savings allows you to:

  • Resolve housing requirements
    • the saved funds and the loan can be used for resolution of housing requirements in various ways, for example for:
      • purchasing real estate into ownership
      • construction of purchase of residential buildings
      • purchasing a plot of land for building
      • change, reconstruction and maintenance of a flat or residential building
      • conversion of non-residential space into a flat
      • settlement of obligations resulting from purchase of housing
  • Utilise the flexibility of the product
    • the client selects the value he or she prefers (level of interest rate, level of instalments or maturity) and sets the contractual parameters according to this
    • these settings can be altered at any time during the course of your savings according to current requirements
    • the annual interest rate from the allocated loan starts at 3%
    • on conclusion of the contract, the client can choose the annual interest rate of the allocated loan in the range of 3 to 5% depending on the chosen alternative
  • Gain a valuable loan
    • the bridging loan is intended for gaining the loan as quickly as possible
    • provided starting from 0% initial payment
    • the loan can be gained for the following purposes:
      • construction
      • conversion of a building for residential use
      • purchase, settlement of an investment or share to a corporate entity
      • settlement between a husband and wife or heirs
      • repayment of a loan or credit from another banking institution etc.
      • conversion or maintenance of residential space or a building for residential purposes
    • the offer of pre-approved processing applies to all loans (clients looking for a flat, house or plot of land have the funds prepared in advance)

How to get building savings?

  • at any branch of KB
  • from a KB loan specialist
  • contact your relationship manager
  • call the free KB Info line on 800 521 521

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