Loan Without Risk - Personal Loan

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Advantages of the Personal loan:

• immediate decision on the possibility of granting the loan
• for clients with preapproved credit limits, possibility of arranging the loan on-line with the aid of MojeBanka Internet banking
• processing within 24 hours (for clients with pre-scored loan limit)
• possibility of loan provision without security up to the level of CZK 2,500,000
• partial or full early repayment without any penalties
• possibility of gaining free creditor protection insurance (to cover long-term illness, loss of work, disability or death)

The Personal loan allows you to:

• distribute repayment of the loan over a period that suits you
• make your repayments on a day that suits you (e.g. after you have been paid)
• repay the loan early without any penalties

Requirements for the Personal loan:

• 2 ID documents (personal ID card and passport for example)
• documents proving the level of your income
  • confirmation of the level of your income
  • or a tax return for the past taxation period including confirmation of tax payment

Representative example

For better clarity, we have prepared a Advertising offer, which includes a representative example.

How to get a Personal loan?

• contact your relationship manager
• call the free KB Info line on 800 521 521

Related information:

• Explanation of terms used for purposes of information about consumer credits, information on possibility to withdraw from a consumer credit agreement and on the right to earlier repayment of a credit (PDF file)
• Reklamní nabídka - Osobní úvěr (PDF file)
• I need the forms for product opening (PDF file)

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