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Loan Without Risk - Perfect loan

Perfect loan with no charges, no wait and free insurance.

The Perfect loan is intended for:

  • Czech citizens
  • foreigners with permanent residency in the Czech Republic
  • citizens of EU member countries with a temporary or permanent residency permit in the Czech Republic

Characteristics of the Perfect loan:

  • a cash or cashless loan ranging from CZK 30,000 to 600,000
  • interest rate 15.9% p.a. for all maturity
  • maximum maturity is 6 years
  • always repaid from a KB current account
  • exclusively for personal, non-commercial requirements

For better clarity see attached file Reklamní nabídka.

Advantages of the Perfect loan:

  • the loan is completely free of charges
  • immediate decision on the possibility of granting the loan
  • for clients with preapproved credit limits, possibility of arranging the loan on-line with the aid of MojeBanka Internet banking
  • processing within 24 hours (for clients with pre-scored loan limit)
  • possibility of loan provision without security
  • partial or full early repayment without any penalties
  • possibility of gaining free creditor protection insurance (to cover long-term illness, loss of work, disability or death)

The Perfect loan allows you to:

  • distribute repayment of the loan over a period that suits you
  • make your repayments on a day that suits you (e.g. after you have been paid)
  • repay the loan early without any penalties
Requirements for the Perfect loan:
  • 2 ID documents (personal ID card and passport for example)
  • documents proving the level of your income
    • confirmation of the level of your income
    • or a tax return for the past taxation period including confirmation of tax payment

Representative example

For better clarity, we have prepared a Advertising offer, which includes a representative example.

How to get a Perfect loan?

  • contact your relationship manager
  • call the free KB Info line on 800 521 521

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