Housing

• no savings needed, KB will lend you up to 100% of the required amount
• our relationship managers offer all services at a single point, including property valuation and the obtaining of the ownership title sheet from the Land Register
• for Flexible Mortgage, you can defer the start of loan repayment by up to twelve months, reduce the monthly instalment by up to 50% at any time, interrupt repayment for up to three months, or repeatedly deposit an extraordinary instalment of up to 20% of the loan;
• thanks to Mortgage Loan 2 in 1, you can use a single loan to finance not only all investments in the purchase, construction or refurbishment of a property but also the purchase of household furnishings and other necessary expenses.
• express processing thereof within seven business days
• you may also get insurance of the ability to repay your obligations – this will ensure that you will not experience financial problems as a result of the obligation to repay your mortgage loan during difficult life situations

The Most Frequent Questions of Clients