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Everything KB offers

Here you can find all of the products and services that Komerčni banka offers to companies with a turnover under 60 million. The products and services are arranged in alphabetical order.

  • Accepting payment cards in store

    Provide your customers with ease of payment and offer them the option of paying by card via a payment terminal.

  • Accepting payment cards on the Internet

    Expand your business online. With the GP webpay payment gateway from Komerční banka you will allow your e-shop customers to pay by payment card securely online. For even more convenience while paying for goods or services you can take advantage of the unique additional services: MULTICURRENCY, FASTPAY, or REPEATED PAYMENTS.

  • Agreement on Administration of a Purchase Price

    Are you purchasing or selling some real estate and would like to have certainty that the money will be paid out in due manner? The principle of the agreement is simple: the buyer comes up with the purchase price in the agreed amount and the bank accepts this amount into its administration and, under the agreed terms and conditions, pays it out to the seller.

  • American Forward

    An American Forward allows you to appreciate your available funds advantageously through currency transactions. This type of forward includes elements of an American-type currency option. At Komerční banka, a team of experienced professionals is at your disposal; they will proposal the optimum strategy for your investment.

  • Authorised Overdraft in a Commercial Current Account

    Authorised Overdraft is a short-term overdraft in CZK that allows you to finance fluctuations in your current funds. It is provided in the business current account. 

  • Bank Guarantee

    Secure yourself against the commercial risks of doing business. A bank guarantee is a quality instrument, which can be used the world over, for securing transactions.

  • Bank Cheque Issued by KB

    Choose a secure method of settling commercial payments or private liabilities. Komerční banka guarantees cashing of the cheque, so both the recipient and the payer enjoy certainty. We issue bank cheques in several currencies.

  • Bank Overdraft for a Definite or Indefinite Period in CZK and in a Foreign Currency

    You can make use of a bank overdraft especially to finance operational requirements that ensue  from your commercial activities. The loan is administered in the framework of your current account.

  • Barrier Currency Option

    The Barrier Currency Option allows you to hedge your position against an undesirable development of currency rates. You can choose from two types of options:  “knock in” and “knock out”. At Komerční banka, a team of experienced professionals is at your disposal; they will prepare the optimum strategy for your investment.

  • Binary Currency Option

    Are you planning to speculate on the expected development of the spot rates of the reference exchange rate or to finance strategy? Then you can make use of a Binary Currency Option.At Komerční banka, a team of experienced professionals is at your disposal; they will propose the optimum investment strategy.

  • Business Gold Card

    Obtain a Gold Card for discerning clients. The globally most recognised payment card from VISA and MasterCard. You will enjoy unrivalled payment services, including attractive additional products and travel insurance for gold and silver cards.

  • Business Silver Card

    Make use of business payment cards with high weekly limits. This international payment card will satisfy all demanding clients. With the Business Silver Card, you will enjoy exclusive additional services, especially Travel Insurance for embossed cards.

  • Car Insurance

    Arrange Car Insurance at Komerčni banka and choose from a wide range of insurance products from our partner – Česká pojišťovna. In addition to third party liability insurance, we also offer fully comprehensive insurance and supplementary insurance for your peace of mind when on the road.

  • Cash Back – Payout of Cash at the Checkout in Shops Using Payment Cards

    Cash back allows your clients to withdraw cash at the checkout via a payment card. The service is offered to holders of payment cards, including debit, credit and charge cards. It is also possible to offer this service to customers with all kinds of VISA, VISA Electron, Maestro and MasterCard personal and business cards.

  • Commodity Forward

    A Commodity Forward allows you to hedge against the risk of a negative development in commodity prices. The agreed fixed forward price of a commodity is compared with the closing price of the commodity on a certain date agreed when the transaction is arranged.

  • Commodity Option

    A Commodity Option allows you to hedge your position in terms of an increase or decrease in the price of a specific commodity.  At Komerční banka, a team of experienced professionals is at your disposal; they will propose the optimum investment strategy.

  • Commodity Swap

    A Commodity Swap allows you to hedge a future transaction against a substantial change in commodity prices on the market. At Komerční banka, a team of experienced professionals is at your disposal; they will propose the optimum investment strategy.

  • Corridor Structured Deposit

    Structured Deposit Corridor is a deposit product that gives you a higher level of appreciation of your available funds on correct estimation of market development. The deposit bill of exchange remains in safekeeping at Komerční banka and is settled automatically.

  • Credit Card for Entrepreneurs

    Make use of combined payment and loan product. It allows you to pay for goods and services and withdraw cash independently of the balance in your business current account. This credit card provides you easily and quickly with a loan of up to CZK 200,000, which you can drawn on anywhere in the world where you see the MasterCard logo. Now 2,2% price discount at Benzina filling stations.

  • Cross Currency Swap

    A Cross Currency Swap is an agreement on the exchange of the principal of two currencies and the interest costs associated with such exchange. Through such a transaction, you can hedge the risk of a negative development of a specific interest rate. At Komerční banka, a team of experienced professionals is at your disposal; they will recommend the optimum strategy for your investment.

  • Currency Forward

    The Currency Forward product is the purchase or sale of one currency for another for a rate agreed in advance by the participating parties. At Komerční banka, a team of experienced professionals is at your disposal; they will propose the optimum strategy for your investment.

  • Currency Option

    The Currency Option product represents the right (option) to purchase or sell a specific amount of one currency for another currency subject to the foreign exchange rate agreed in advance. At Komerční banka, a team of experienced professionals is at your disposal; they will propose the optimum strategy for your investment.

  • Currency Spot

    A Currency Spot operation is the purchase or sale of one currency for another for a rate agreed in advance. At Komerční banka, a team of experienced professionals is at your disposal; they will propose the optimum strategy for your investment.

  • Currency Swap

    A Currency Swap (also termed a Foreign Exchange Swap) is an operation that combines two transactions - a spot and a forward. Thanks to this product, you can hedge against the risk of a negative development of a specific exchange rate and interest rates.

  • Current Account for Capital Composition

    Prior to their establishment, trade companies are designated a Current Account for Capital Composition for the purpose of fulfilling their statutory obligations.

  • Current Account in a Foreign Currency

    If you would like to make use of all of the products and services offered by Komerční banka, set up a Current Account in a Foreign Currency. You can use the current account to deposit funds and to execute cash and cashless payment transactions. A Current Account in a Foreign Currency is offered in the following currencies: AUD, BGN, CAD, CNY, DKK, EUR, GBP, HUF, CHF, JPY, NOK, PLN, RON, RUB, SEK, TRY and USD.

  • Current Account in CZK

    If you would like to make use of all of the products and services offered by Komerční banka, set up a Current Account in CZK.  You can use the Current Account to deposit funds and to execute cash and cashless payment transactions, especially in CZK. It allows you to enjoy related products and services offered by KB, including an authorised overdraft of up to CZK 3 million.

  • Custody

    Komerční banka will arrange for you the settlement of securities transactions and ensure their safekeeping, including corporate events related to the holding of securities (e.g. payment of dividends or vouchers, payments of the principal). Based on your request, KB will also arrange the opening of segregated custody accounts with Central Securities Depository Prague or foreign depositories.

  • Custody account for notaries, attorneys, judicial executors

    To separate own business funds from any funds received from clients into custody.

  • Development Financing

    With Development Financing, you can  finance a development project, i.e. a business plan, the aim of which is to build or purchase real estate for the purpose of its further rental or sale.

  • Direct Channel

    Direct channel allows you to simply and quickly send payment orders and download bank statements directly in the environment of your accounting system. This is a simple and effective supplement to the MojeBanka service. An up-to-date list of accounting systems which Direct Channel is fully integrated into can be found here.

  • Documentary Collection

    You can make use ofa classic documentary payment instrument above all in foreign trade. This instrument is used in most countries around the world. Documentary Collection provides the seller with the certainty that the submitted documents, and goods in the case of documents of title, will not be issued to the buyer until the collection conditions are met.

  • Documentary Letter of Credit

    Limit the risk tied to the purchase of goods thanks to a Documentary Letter of Credit, one of the most elaborate payment security instruments. A Documentary Letter of Credit offers high quality payment security for both parties to a commercial transaction – both the seller and the buyer.

  • Domestic Cashless Payment Transactions

    Quick, convenient, reliable, and diverse – these are the key benefits of domestic cashless payment transactions. It will allow you to execute payment orders, direct debits, express and irrevocable payments in CZK, standing orders, SIPO payments, or arrange direct debits.

  • Domestic Cash Payment Transactions

    At Komerční banka branches, you have the possibility to deposit and withdraw cash in CZK and selected foreign currencies. You also have the possibility to execute foreign exchange transactions even if you are not a client of Komerční banka.

  • Dynamic Card

    A bank card for everyday requirements with lots of attractive discounts and advantages when filling up with fuel. Attractive for all motorists. This Visa Electron card can be used to pay in shops or to withdraw cash from cash machines all over the world.

  • e-Card

    Do you want to be able to make on-line purchases quickly and securely? e-Card is a virtual card that allows you to execute all your on-line transactions quickly and securely.

  • EuroInovace Loan

    Do you launch new products? Do you invest in modern technologies, research and development, or upgrade internal processes? Then the special offer of the EuroInovace investment loan is just for you.

    Develop your business by using the guarantee of the European Investment Fund.

  • Export Buyer's Credit

    An Export Buyer's Credit is a specific loan, which the exporter's bank provides to a foreign buyer - debtor. The loan is usually provided up to the level of 85% and in some cases up to 100% of the value of the commercial contract concluded between the exporter and his or her foreign buyer.

  • Expresní linka

    Communicate with us securely and conveniently by telephone! Telephone banking will allow you to carry banking transactions via the 955 559 559 line. Whenever and wherever – we are at your service 365 days a year, 24 hours a day.

  • Expresní linka Plus

    Thanks to Expresní linka Plus, you can enjoy fast access to information about your account on top of the Expresní linka service, even on your computer. You also have the possibility of downloading electronic statements or arranging a meeting at the bank.

  • Extendible Bonus-Reset Forward

    Extendible Bonus-Reset Forward allows you to implement at no initial cost several currency forwards for a significantly more advantageous exchange rate than usual. At Komerční bank, a team of experienced professionals is at your disposal; they will recommend the optimum strategy for your investment.

  • Extendible Forward

    Extendible forward allows you to implement at zero initial cost several currency forwards for a significantly more advantageous exchange rate than usual. At Komerční bank, a team of experienced professionals is at your disposal; they will recommend the optimum strategy for your investment.

  • Extendible Structured Knock-In Forward

    Extendible Structured Knock In Forward gives you the chance to implement at zero initial cost several currency forwards for a significantly more advantageous exchange rate than usual. At Komerční bank, a team of experienced professionals is at your disposal; they will recommend the optimum strategy for your investment.

  • Extracts from Issue Records

    The bank ensures the extract from issue records from the Central  Securities Depository Prague as the source document for payments of yields and the nominal value or as the source document for the general meeting, etc., by the date stated by the issuer.

  • Financial Promissory Notes

    A Komerční banka investment banking product. If you want to borrow funds for a short time, the bank will find a counterparty willing to lend you the money. Komerční banka acts as the service provider, which looks for a counterparty for the transaction.

  • Financing of an Export Supplier Loan

    If you are involved in foreign trade, make use of Export Supplier Loan Financing. You can assign your receivable from a foreign buyer to the bank. The bank charges a specific fee for this service and has no possibility of exercising recourse towards the exporter.

  • Foreign Payment Transactions

    Execute your foreign payments in quick, secure, and reliable manner with Komerční banka. Benefit from the foreign payment transactions and place nonrecurring/standing payment orders to foreign countries, or make foreign payments in currencies not listed in the list of FX rates.

  • Forfaiting

    Forfaiting is assignment to KB for consideration of a client's receivables due in the future, which were created in terms of commercial transactions implemented. This concerns purchase of receivables without recourse to the original owner.

  • Forward Accumulator

    Forward Accumulator allows you to implement at zero initial cost a currency forward for a more advantageous exchange rate than usual. At Komerční bank, a team of experienced professionals is at your disposal; they will propose the optimum strategy for your investment.

  • Forward Accumulator with Knock-Out Barrier

    A Forward accumulator with Knock-Out barrier allows you to implement at zero initial cost a currency forward for a more advantageous exchange rate than usual. At Komerční bank, a team of experienced professionals is at your disposal; they will propose the optimum strategy for your investment.

  • Forward Boost

    A Forward Boost allows you to implement at zero initial cost a currency forward for an agreed nominal amount for a more advantageous exchange rate than usual. At Komerční bank, a team of experienced professionals is at your disposal; they will recommend the optimum strategy for your investment.

  • Forward Corridor

    A Forward Corridor offers you the possibility to implement at zero initial cost a currency forward for an agreed nominal amount for a more advantageous exchange rate than usual. At Komerční bank, a team of experienced professionals is at your disposal; they will recommend the optimum strategy for your investment.

  • Forward Rate Agreement (FRA)

    An FRA (Forward Rate Agreement) allows you to hedge against future interest risk on a certain term deposit or loan. At Komerční bank, a team of experienced professionals is at your disposal; they will recommend the optimum strategy for your investment.

  • Forward Scoop

    A Forward Scoop allows you to implement at zero initial cost a currency forward for an agreed nominal amount for a more advantageous exchange rate than usual. At Komerční bank, a team of experienced professionals is at your disposal; they will recommend the optimum strategy for your investment.

  • Cheques for Collection

    Komerční banka mediates collection of cheques payable in any domestic or foreign bank. The service is available to KB clients and other cheque holders.

  • IKS Mutual Funds

    If you do not wish to invest in securities, you can appreciate the value of your available funds on the capital markets through mutual funds. Choose from five types of funds, each with a different level of risk and various investment horizons. Invest with IKS KB – one of the most prestigious investment companies on the Czech market. 

  • Immediate Payout of Bank Cheques of other Domestic Banks Drawn up in CZK

    Komerční banka cashes bank cheques of other domestic banks with which it has concluded an agreement on mutual payment of bank cheques issued in CZK. Cheques are cashed immediately upon verification of the signature on the cheque.

  • Immediate Payout of Checks from Other Banks to the Debit of Loro Accounts Held with KB

    Komerční banka will arrange for the immediate cashing of cheques issued by other banks, issued to the debit of loro accounts held by KB. With this product, you can hedge against exchange rate risk and be certain that the cheque will be paid out immediately regardless of the amount of the cheque.

  • Immediate Payout of Cheques Made out in a Foreign Currency

    Komerční banka cashes certain foreign cheques for its clients and cheque holders who are not its clients immediately upon presentation. The quality of the cheque and KB’s terms and conditions for cashing of foreign cheques are decisive for cashing of the cheque.

  • Interest Option

    An Interest Option allows you to hedge your position against an increase or decrease of interest rates and, at the same time, allows you to participate in the opposite development. At Komerční banka, a team of experienced professionals is at your disposal; they will recommend the optimum investment strategy.

  • Interest Swap

    An Interest Swap allows you to hedge against a negative interest rate development. The parties to a swap transaction remain fully liable for their original interest obligations. At Komerční banka, a team of experienced professionals is at your disposal; they will recommend the optimum investment strategy.

  • KB Deposit ATM

    Except to standard services as cash withdrawal, balance inquiry or mobile services enables cash deposit in KB current account using a debit card issued on this account.

  • KB Deposit Card

    A solution for your cash deposits

  • KB EU Point

    We would like to offer you KB EU POINT - a consultancy service from Komerční banka for the field of financing projects with grants from the EU structural funds and other sources.

  • KB Funds

    If you do not want to invest directly in securities, you can invest in the capital markets via KB Funds. You can choose from four funds, each with a different investment strategy. The mutual funds are managed by one of the most prestigious investment companies on the Czech market – Investiční kapitálová společnost KB a.s.

  • KB Private Cheques

    KB Private Cheques are intended for anyone interested in issuing cheques. We issue to clients private cheques for all types of current accounts.

  • Loan for Investment in CZK and in a Foreign Currency

    Komerční banka offers you a loan for the acquisition of tangible or intangible fixed assets (buildings including projects, machinery and equipment or sets of these etc.) up to the level of the contractual price.

  • Loan for Operational and Investment Requirements in CZK and in a Foreign Currency

    If you would like to have sufficient funds to finance operating requirements or to invest in tangible and intangible assets, you can use a single loan contract in CZK.

  • Loan for Purchase of Shares or Business Shares in a Trading Company in CZK or in a Foreign Currency

    Komerční banka also offers you  a loan for financing of purchase of a business share in a commercial company and for purchase of shares into a strategic portfolio including privatisation.

  • Loan for SMEs from the Resources of the European Investment Bank

    Obtain a loan from the European Investment Bank (EIB). On the basis of a contract between Komerční banka and the EIB, Komerční banka is able to provide loans with an interest rate that is 0.25% p.a. lower.

  • Loans for Housing Cooperatives and Flat Owners Associations

    Komerční banka provide advantageous loans to housing cooperatives and flat owners associations for the purposes of reconstruction, modernisation, repairs and operation of residential buildings. The loans are provided even without security.

  • Loans Support by CMZR Bank

    Make the most of our long-term partnership with the Czech-Moravian Guarantee and Development Bank. We cooperate with this bank both in the field of guarantee programmes and in the field of co-financing of development projects through subordinated loans from CMZR Bank.

  • Mark-to-Market Forward

    A Mark-to-Market Forward allows you to hedge against exchange rate risk and, at the same time, limit the maximum risk of negative revaluation in the event of inauspicious development on the market. At Komerční banka, a team of experienced professionals is at your disposal; they will propose the optimum investment strategy for you.

  • Medicum Loan

    Medicum is a flexible operational-investment loan with decreased fees and simplified process for application and approval. This product has been designed especially for the requirements of doctors and dentists.

  • Mini Range Forward

    A Mini Range Forward allows you to implement at zero initial cost a currency forward for a more advantageous exchange rate than usual. At Komerční banka, a team of experienced professionals is at your disposal; they will propose the optimum strategy for your investment.

  • Mobilní banka

    This unique internet banking service allows you to use banking services anytime and anywhere via the display and keyboard of your mobile telephone. Mobilní banka combines the flexibility of telephone banking and the convenience of Internet banking.

  • Mobilní banka 2

    Do you have a smart phone connected to the internet? Then you can use Mobilní banka 2, whose smart functions and user friendly operation will surely be appreciated by you. Thanks to Mobilní banka 2, you will always have important telephone numbers at hand, be able to find the nearest branch or ATM or be able to simulate a mortgage or loan.

  • MojeBanka

    With internet banking you no longer need to visit the bank; you can perform everyday banking operations securely on-line at any time of day or night. MojeBanka utilises an advanced security solution based on electronic signature standards.

  • MojeBanka Business

    MojeBanka Business – a modern Internet banking service from Komerční banka for simple communication with the bank. MojeBanka Business allows you to gain information about your accounts and to perform banking operations from the comfort of your own home or office at any time of the day or night regardless of branch opening hours. MojeBanka Business utilizes an advanced security solution based on electronic signature standards.

  • Mortgage Loan in CZK or in a Foreign Currency

    Make use of a medium-term or long-term loan toinvest, especially into real estate. A mortgage loan has to be secured by a right of lien on the real estate concerned.

  • MULTICASH

    KB MULTICASH is an international multi-banking system, which allows you to operate accounts held in various banks in the Czech Republic and abroad. Via this single application, you can communicate with the bank 24 hours a day, send the bank large volumes of payments, both domestic (including express payments) and also foreign payments (express and urgent payments), conveniently and in an automated manner, as well as gaining statements from the bank and debit and credit advice about payments just now being cleared on-line.

  • Multicurrency – acceptance of payment cards in foreign currencies

    Offer your customer something more! With this service, your can accept payments in EUR, USD, GPB and RUB directly to a foreign-currency account in the given currency.

  • MyCard

    MojeKarta – a card with your own design. Thanks to the MojeKarta service, you can design your own card just the way you like. You could for example have a picture of a favourite place, pet, your family or friends on the card.

  • Operational Loans for Business

    Make use of short-term, medium-term and long-term loans for operational and investment requirements, for current funds, or for a temporary lack of funds. The method of financing is a one-off loan, revolving loan or bank overdraft in a current account.

  • Payment of yields from securities, nominal values and other payments

    The bank ensures the payment of yields from securities, nominal values and other payments by the on-line system through all its trading places in cash or in the form of a non-cash transfer to the account maintained in the Czech Republic or abroad. An up-to-date list of trading places is published on the web site of Komerční banka, with an indication of information about the possibility of cash withdrawal. Payments can be made in CZK or selected foreign currencies.

  • Payment Protection Insurance

    Apply for Payment Protection Insurance to your Profi loan, and you will get more safety for your business with a powerful instrument allowing to fulfil obligations even in case of unexpected events.

  • Perfect savings

    Thanks to Perfect savings, you can enjoy above-standard appreciation of your available funds with minimum risk. This is a term deposit with a one-off maturity of 2, 3, 4 or 5 years, with a minimum deposit of CZK 5 000.

  • Permanent Forward Accumulator

    A Permanent Forward Accumulator allows you to implement at zero initial cost a currency forward for a more advantageous exchange rate than usual. At Komerční banka, a team of experienced professionals is at your disposal; they will propose the optimum strategy for your investment.

  • Permanent Forward Accumulator with Knock-Out Barrier

    A Permanent forward accumulator with Knock-Out barrier allows you to implement at zero initial cost a currency forward for a more advantageous exchange rate than usual. At Komerční banka, a team of experienced professionals is at your disposal; they will propose the optimum strategy for your investment.

  • Ponte II Programme

    If you wish to utilise grants from the European funds, make use of a loan for pre-financing a grant under the Ponte II Programme. A loan for pre-financing a grant resolves the time discrepancy between payment of project costs and receipt of the grant. The loan for co-financing a project can be used to pay for costs not covered by the grant.

  • Primary Issues Administration

    The bank ensures the administration of issues in relation to the primary issues for booked and physical securities of various lengths of maturity, with fixed or variable interest revenue on the basis of the concluded mandate contract.

  • Profi Account

    Set up a business account exactly according to your needs. With Profit Account, you gain products and services that facilitate your business.

  • Profi Account for Housing Cooperatives and Flat Owners Associations

    With Profi Account, you gain products and services for easy management of your finances. Under the MojeOdměny scheme, we will refund you 25% of the account maintenance fee each month.

  • Profi Account for Start Up Entrepreneurs

    Attractive account for starting your business which you can set up according to your business needs.

  • Profibanka

    Profibanka PC banking is a KB direct banking product that you can use to comprehensively address your company’s requirements in the field of payment transactions. Operation is very simple and intuitive. The service uses an advanced security solution based on electronic signature standards.

  • Profi Bill Protection

    Profi Bill Protection is insurance connected to a business account kept at KB in Czech crowns. It covers regular monthly payments related with your business in case of work inability or total disability. Ensure your family also in case of accidental death.

  • Profi Card

    Profi Card is a payment card for your company. You retain management control over use of the card thanks to the possibility of setting various limits for drawing funds.

  • Profi Factoring

    Profi Factoring is a modern and easy way of financing your trade receivables. With Profi Factoring, you not only gain financing, but also active management, collection and recovery of receivables by a factoring company.  

  • Profi Leasing

    Profi Leasing is designed to finance purchases of variety of machinery or equipment and is provided in the form of a financial lease with a buy option.

  • Profi Loan

    A Profi Loan is a business loan specially designed for small-scale entrepreneurs and SMEs with a significantly simplified and shortened approval process. A Profi Loan is a short-term or medium-term loan; you can use it to finance current funds and operational requirements or to purchase tangible investment assets.

  • Profi Loan FIX

    Profi Loan FIX is a business loan specially designed for small-scale entrepreneurs and SMEs with a significantly simplified and shortened approval process. It especially differs from the Profi loan in its annuity repayment with a fixed interest rate.

  • Profi Merlin

    Profi Merlin is insurance that protects you all around the world against the consequences of misuse of your payment card in the event of its loss or theft. This insurance covers other payments cards issued in the Czech Republic as well as personal items, documents, keys, mobile telephones or purchases paid for using a KB card.

  • Profi Mortgage

    Profi Mortgage is a business loan specially prepared for entrepreneurs and SMEs. Approval process was significantly shortened and simplified.

    Profi Mortgage could be used for real estatete investment – purchase, reconstruction or construction of real estate.

  • Profi Savings Account Bonus

    Profi Savings Account Bonus allows you to appreciate your available funds starting from as little as CZK 5,000. In addition to high appreciation, you also have immediate access to the deposited funds.

  • Programme Employer

    Programme Employer is intended for your employees. Motivate your employees and offer them an advantageous individual solution for their personal financial requirements. This will save your company time and money thanks to cashless transfer of salaries to your employees’ accounts at KB.

  • Ratchet

    Ratchet allows you implement at zero initial cost a set of currency forwards for a more advantageous exchange rate than usual. At Komerční bank, a team of experienced professionals is at your disposal; they will propose the optimum strategy for your investment.

  • Receivables Discounting (With Recourse)

    Receivables discounting is assignment to KB for consideration of a client's receivables due in the future, which were created in terms of commercial transactions implemented. This concerns purchase of receivables without recourse to the original owner.

  • Savings for Retirement

    Savings for Retirement will allow you to maintain the standard of living you are used to, even during the period when you are no longer economically active. It is possible to save within the retirement funds of the Second Pillar as well as the participating funds of the Third Pillar, thus significantly mitigating any negative consequences associated with your retirement – at least the financial ones.

  • Scoop Structured Deposit

    Structured Deposit Scoop is a deposit product that gives you a higher level of appreciation of your available funds on correct estimation of market development. The deposit bill of exchange remains in safekeeping at Komerční banka and is settled automatically.

  • Soft Forward Accumulator

    A Soft Forward Accumulator allows you to implement a currency forward for a more advantageous exchange rate than usual. At Komerční bank, a team of experienced professionals is at your disposal; they will propose the optimum strategy for your investment.

  • Soft Forward Accumulator with Knock-Out Barrier

    A Soft Forward Accumulator with Knock-Out Barrier allows you to implement at zero initial cost a currency forward for a more advantageous exchange rate than usual. At Komerční bank, a team of experienced professionals is at your disposal; they will propose the optimum strategy for your investment.

  • Structured Binary Deposit

    Structured Binary Deposit is a deposit product that gives you a higher level of appreciation of available funds on correct estimation of market development. The deposit bill of exchange remains in safekeeping at Komerční banka and is settled automatically.

  • Structured Digital Deposit

    A Structured Digital Deposit is a deposit product that gives you a higher level of appreciation of your available funds on correct estimation of market development. The deposit bill of exchange remains in safekeeping at Komerční banka and is settled automatically.

  • Structured Dual Deposit

    A Structured Dual deposit is a deposit product that gives you a higher level of appreciation of your available funds on correct estimation of market development. The transaction includes a limit condition, which determines the method and currency of payment of the deposit. The deposit bill of exchange remains in safekeeping at Komerční banka and is settled automatically.

  • Structured Reverse Dual Deposit

    A Structured Reverse Dual Deposit is a deposit product that gives you a higher level of appreciation of your available funds on correct estimation of market development. The transaction includes a purchase option agreed in favour of the bank, on the basis of which the bank is entitled to ask the client to implement the transaction. The deposit bill of exchange remains in safekeeping at Komerční banka and is settled automatically.

  • Swaption

    In case you are expecting a possible interest payable or receivable and, at the same time, wish to make use of the current level of interest rates, you can arrange a Swaption – the right to enter into swap on some future date. At Komerční banka, a team of experienced professionals is at your disposal; they will recommend the optimum investment strategy.

  • Target Accumulator

    A Target Accumulator allows you to implement at zero initial cost a series of currency forwards for a more advantageous exchange rate than usual. At Komerční banka, a team of experienced professionals is at your disposal; they will recommend the optimum investment strategy.

  • Term account in a foreign currency

    Take advantage of safe and attractive appreciation of your funds on KB term deposit accounts. You may deposit any amount starting from EUR 1,000 or USD 1,000 for a period of 1 week to 5 years. The interest rate is guaranteed throughout the term of the deposit. No fee is charge for opening, maintaining or cancelling the account.

  • Term account in CZK

    Safe and attractive appreciation of your money on Term account in CZK. You may deposit any amount starting from CZK 5,000 for a period of 1 week to 12 months. The interest rate is guaranteed throughout the term of the deposit. In case you own any of the specified current account packages, you will receive additional interest rate bonus of 0.2% per annum. 

  • Term Deposit with Individual Rate

    The Term deposit with individual interest rate gives you the possibility to save available funds under very favourable interest terms and conditions, derived directly from the current prices on the interbank market.

  • TF OnLine – Modern Application for Provision of Trade Finance Products

    Communicate with the bank securely using  the TF OnLine application in terms of Trade Finance products. This application is used to send requests for issue, perform changes and monitor the current states of processing of Trade Finance products. Available from anywhere in the world, 24 hours a day, 7 days a week.

  • Trading Deposit Bill of Exchange

    A Trading Deposit Bill of Exchange allows you to deposit your available funds under very favourable interest conditions derived directly from the current prices on the interbank market. A Trading Deposit Bill of Exchange is a non-transferable bill of exchange with a maturity of 1 day to 12 months, which is issued in CZK and in certain foreign currencies.

  • Trading with Debentures

    If you trade with bonds on the Prague Stock Exchange (PSE) or on the international markets, make use of the services provided by Komerční banka. We charge no fees for submitting instruction to buy and sell bonds or for maintaining your portfolio account.

  • Trading with Debentures on the Prague Stock Exchange

    Komerční banka arranges bond trading on the Prague Stock Exchange (PSE), including settlement of the transaction and administration under advantageous terms and conditions. Invest with Komerční bank – a  stable partner with an experience team.

  • Trading with Emission Permits

    Add trading with emission permits to your investments. This transaction allows you to optimise the number and structure of permits held, or gain free capital. 

  • Trading with Securities

    We offer you the possibility to trade securities on the Prague Stock Exchange (PSE) or on international markets. We charge no fees for submitting instructions for buying or selling shares or for maintaining your portfolio account. Invest with a stable partner – Komerční banka.

  • Trading with Securities on the Prague Stock Market

    Invest your available finances in securities trading on the Prague Stock Exchange (PSE) under advantageous terms and conditions. Invest with Komerční banka – a stable partner with an experienced team.

  • Travel Insurance

    With travel insurance you can insure yourself against accident or illness as well as against damage liability, lost luggage, or trip cancellation. We offer a travel insurance programme with a discount of 10%. If you arrange travel insurance on-line, you will obtain a discount and save time.

  • Vital Programme

    The Vital Programme is an advantageous means of motivation for your employees and your company. The Vital Programme allows your employees to choose from two types of life insurance. The Vital Programme will also reduce your company's tax base by the contributions paid to employees without limitation.

  • Warrant Trading

    With Komerční banka, you can trade warrants, both on the Prague Stock Exchange (PSE) and on international markets. We charge no fees for submitting orders for the purchase or sale of warrants. Invest with a stable and strong partner – Komerční banka.

  • Wedding Cake Structured Deposit

    A Wedding Cake Structured Deposit is a deposit product that gives you a higher level of appreciation of your available funds on correct estimation of market development. The client can decide whether to make the deposit in the form of a term deposit or deposit bill of exchange.

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